"Not spending on a fire service" - bet you would be bloody grateful for them if your house was on fire. Tory party philosophy is that public spending is the root of all evil - public sector bad, private sector good. One day you might just be in need of the Police, an ambulance, a fire engine or even care and universal credit. I doubt you will need to worry about your state retirement pension as that will have long been abolished by the time you become a gimmer. One day you may look back and wish it had been different - especially if you have children/grandchildren who have to face decades of Tory austerity.