Marty Fryatt sues Forest

[Our Kids Dad]

Will stop half my Facebook friends scoffing at my tax bill when they can no longer getaway with paying next to nothing.

Its about time in my opinion. They've been milking it for years

HMRC has had the capacity/technology for a while.

There have been adverts on radio targetting 'SE' sparkies, plumbers, decorators, hairdresses, taxi drivers, landlords etc etc etc - file an accurate tax return etc and we won't 'go back' and investigate.

A moratorium of sorts, primarily as they don't have the resource to investigate.

Expect big changes ahead.... not this year, possibly not next BUT changes are coming!

 

[Our Kids Dad]

A mate used to be a technician at Sytner and was working on Stoneys car. Even back then he was coming out with 26k per month

Not sticking up for Stoney - but he had years of injury (broken leg x 3 times) and only received that income for a short period of time - in relative terms.

There are young players that don't even make the first team, that earn more than that at Championship level (granted not at the smaller clubs).

 

[Old Red Fart]

I'm all for them being given advice, mate, I just don't agree with every footballer (or any other profession) having a percentage of their wages taken off them to be put aside. If a player wants to do that then fair enough but why should players who don't want to do it have to?

I'd say that you're probably not old enough to have children in their late teens or even grandchildren but to many parents that have been there and done that most will confirm that kids in that sort of age group need advice and sometimes it has to be pretty forceful. Like a verbal kick up the arse. That's the way it's worked for me and it looks much the same for most of my grandchildren too.
Surely it's better to do that than see them do it all wrong.

 

[JC21]

I'd say that you're probably not old enough to have children in their late teens or even grandchildren but to many parents that have been there and done that most will confirm that kids in that sort of age group need advice and sometimes it has to be pretty forceful. Like a verbal kick up the arse. That's the way it's worked for me and it looks much the same for most of my grandchildren too.
Surely it's better to do that than see them do it all wrong.

I've got 2 teenage kids, mate (don't read anything into my name; I'm neither Jesus Christ, Jeremy Corbyn or 21 and JC aren't even my initials). People of all ages need guidance/advice sometimes. What they don't need, in my opinion, is their lives being determined by someone else

 

[Old Red Fart]

I've got 2 teenage kids, mate (don't read anything into my name; I'm neither Jesus Christ, Jeremy Corbyn or 21 and JC aren't even my initials). People of all ages need guidance/advice sometimes. What they don't need, in my opinion, is their lives being determined by someone else

JC, don't take this the wrong way but I bet your kids are not in their late teens yet.

 

[Basha73]

Don't forget, you are talking about footballers that retired recently or in the last 10 years - the earning levels have increased exponentially since Birtles retired and again, since Pearce, Woan, Stone etc.

In the Prem and parts of the Championship, yes but in the lower echelons I don’t think wages have changed that much as the income streams for the clubs haven’t increased anywhere near as much.

As I originally said I don’t have huge amounts of sympathy for some, particularly those in the Prem; there should be mechanisms in place whatever the level.

 

[Pope John XXIII]

In a word - no!

Blimey - could you imagine the drop down menu for how your NI is used & what benefits you'd get.... as per above, that's a high risk philosophy - hoping the paramedic can cure you, without needing to see a GP, Dentist, Doctor/Nurse at hospital etc at the time of need!!

You did used to be able to opt out of certain aspects of NI, but that related to SERPS, S2P etc - that's been abolished.

NI = National Insurance - this is mandatory based upon earning levels, it goes towards NHS, social security type benefits and the state pension. NI ceases at State Retirement age (currently) BUT the costs of covid-19 will almost certainly see changes to NI (increases in contributions) and increased taxation (in due course).

PS - You can even pay voluntary contributions to ensure you get the full state pension (a very undervalued benefit!!).


Please don't take this out of context, but you're an adult (I think with a disabled child? - apologies if wrong) and a teacher and if you don't know what NI is and what it's used for, then it's a pretty sad indictment of the 'financial' education that we provide for our children.

It may well be something that you just weren't interested in at school, but I have been suggesting for sometime (in chats with headmasters when delivering some some other coaching sessions) that the curriculum needs to factor in fiscal education - not just at secondary school level either.

I sent some ideas to a publisher a few years ago, about a series of books on this subject and they were very keen, but I just didn't see how this could pay my own household bills, if I gave it the time needed - as that would be at the detriment of the normal day job.

Ok, that is quite a savage reply and I'm not sure where that came from.

I do know what NI is for and where it goes.

But I also had a flatmate at university in the early 00's who was a huge Tory, big proponent of private healthcare, and he was opting out of parts of NI; presumably the bits you mention that not cannot be opted out of. Or maybe he was full of shit.

I am not an employer so I won't have the detailed knowledge of NI that you do, but for you to become the latest person on this forum to imply aspersions on my abilities as a teacher based on something said on a football forum is disappointing. I hope I am just reading that wrong after a long day and quite a harrowing meeting with social care this afternoon.

I have certainly spent a lot of hours writing lessons for my students (and I don't mean classes, my job is a lot bigger than that) which explains the way the world works to them; from politics and the political system to how businesses work and what their rights are if they are arrested. And yes, there is a detailed one about where their tax money goes and how tax bands work (which they really have no clue on). Maybe I should do a separate one on NI, but to be honest the idea didn't occur to me and I only have so many weeks and lots of the world to cover.

So apologies if NI has changed in the last 20 years without my knowledge while I have been quietly paying it.

But I am actually very good at my job and so are most teachers. For every 100 new things we add to our curriculum, another 200 things we "should" be teaching will be thought of

 

[Basha73]

HMRC has had the capacity/technology for a while.

There have been adverts on radio targetting 'SE' sparkies, plumbers, decorators, hairdresses, taxi drivers, landlords etc etc etc - file an accurate tax return etc and we won't 'go back' and investigate.

A moratorium of sorts, primarily as they don't have the resource to investigate.

Expect big changes ahead.... not this year, possibly not next BUT changes are coming!

I work in an area that deals mainly with the self employed and it’s frightening how little these people earn if you believe their returns. It’s also shocking how quickly they can find what they owe when their house is suddenly at risk.

I can imagine that there was much gnashing of teeth when the Government announced that any payout would be based on previous tax returns.

As you say HMRC is hideously under-resourced but I wouldn’t be surprised to see more money invested as it is more than worth it for what they would recoup in taxes.

 

[JC21]

JC, don't take this the wrong way but I bet your kids are not in their late teens yet.

Not taken wrong way mate, they're 17 and 15 and I agree people do need a kick up the arse sometimes (other times they just need to be spoken to sensibly) but, in my opinion, things like having wages taken from them for future years is just wrong, it should be entirely up to the individual. You can't force something like this on people and especially the sensible ones that would ultimately be paying the price for the ones that won't heed the advice

 

[Calvin Plummer]

Giving people freedom of choice instead of imposing rules and lifestyles on them is right-wing? Strange!

Yeah, it's libertarian rather than socialist/Marxist...

You my friend are a Republican...

 

[Calvin Plummer]

Ok, that is quite a savage reply and I'm not sure where that came from.

I do know what NI is for and where it goes.

But I also had a flatmate at university in the early 00's who was a huge Tory, big proponent of private healthcare, and he was opting out of parts of NI; presumably the bits you mention that not cannot be opted out of. Or maybe he was full of shit.

I am not an employer so I won't have the detailed knowledge of NI that you do, but for you to become the latest person on this forum to imply aspersions on my abilities as a teacher based on something said on a football forum is disappointing. I hope I am just reading that wrong after a long day and quite a harrowing meeting with social care this afternoon.

I have certainly spent a lot of hours writing lessons for my students (and I don't mean classes, my job is a lot bigger than that) which explains the way the world works to them; from politics and the political system to how businesses work and what their rights are if they are arrested. And yes, there is a detailed one about where their tax money goes and how tax bands work (which they really have no clue on). Maybe I should do a separate one on NI, but to be honest the idea didn't occur to me and I only have so many weeks and lots of the world to cover.

So apologies if NI has changed in the last 20 years without my knowledge while I have been quietly paying it.

But I am actually very good at my job and so are most teachers. For every 100 new things we add to our curriculum, another 200 things we "should" be teaching will be thought of

Never argue with an accountant...

 

[JC21]

Yeah, it's libertarian rather than socialist/Marxist...

You my friend are a Republican...

You do try your hardest to complicate things just to have an argument, don't you? Are you really saying that libertarianism is exclusively right-wing and that every "ism" is exclusive of every other; i.e there are no overlaps?

Tell me exactly what part of giving freedom of choice to individuals is right-wing. If you are forcing things on people then that becomes right-wing/fascism. What I'm saying is the total opposite.

By the way, I've never claimed to be a Marxist and have in fact explained that I don't agree with Marx and the total abolishment of capitalism. Yes, I'm a republican in the sense that I'd get rid of the monarchy this second.

 

[Apollyon]

Not sticking up for Stoney - but he had years of injury (broken leg x 3 times) and only received that income for a short period of time - in relative terms.

There are young players that don't even make the first team, that earn more than that at Championship level (granted not at the smaller clubs).

Just to put it into perspective though, and I am sure he made a bob or 2 on transfers/new contracts. Back then that would have been possibly 500K PA . There will be people on this very forum that havent earned that much since leaving school, and will be past their sell by date.

I am a on decent income now, and I suppose my lifestyle reflects that in some ways, but I am not one what Stoney was on 20 years ago. I have empathy for footballers in the 70s, particularly those that didn't play at a higher level and I get its a relatively short career, but if they don't cut their cloth accordingly, then its their problem not society's.

Even now, very average tier 2 footballers are millionaires. Its a bubble that has got to burst.

 

[ZedRed]

Just to put it into perspective though, and I am sure he made a bob or 2 on transfers/new contracts. Back then that would have been possibly 500K PA . There will be people on this very forum that havent earned that much since leaving school, and will be past their sell by date.

I am a on decent income now, and I suppose my lifestyle reflects that in some ways, but I am not one what Stoney was on 20 years ago. I have empathy for footballers in the 70s, particularly those that didn't play at a higher level and I get its a relatively short career, but if they don't cut their cloth accordingly, then its their problem not society's.

Even now, very average tier 2 footballers are millionaires. Its a bubble that has got to burst.

It's an interesting one. You have scenarios whereby you have a number of footballers who come out and say they hate football.

Danny Rose is one example as he's come out and said it a number of times, but there have been more that I can't remember, but he is one of the best and high profile players that have come out and said this.

Why do you think he does and keeps playing a sport that he hates? I can think of about 60,000 odd reasons a week.

Saying that, I do know someone who was playing in a midtable Eredivisie team who quit when he was about 23 as he hated the bling culture around football and that everything was about money and image (and this is even in a league that is not particularly high paid), and that was not what he got in to football for so he quit to go backpacking around the world.

He still plays Sunday league football with his mates in Holland and has a small business now (can't remember doing what).

There may well be people in Category 2, but possibly not as many that are in Category 1.

 

[Apollyon]

It's an interesting one. You have scenarios whereby you have a number of footballers who come out and say they hate football.

Danny Rose is one example as he's come out and said it a number of times, but there have been more that I can't remember, but he is one of the best and high profile players that have come out and said this.

Why do you think he does and keeps playing a sport that he hates? I can think of about 60,000 odd reasons a week.

Saying that, I do know someone who was playing in a midtable Eredivisie team who quit when he was about 23 as he hated the bling culture around football and that everything was about money and image (and this is even in a league that is not particularly high paid), and that was not what he got in to football for so he quit to go backpacking around the world.

He still plays Sunday league football with his mates in Holland and has a small business now (can't remember doing what).

There may well be people in Category 2, but possibly not as many that are in Category 1.



I w

So what you are saying is fuck them? Well said Zed

 

[ZedRed]

So what you are saying is fuck them? Well said Zed

I think my general outlook on life is fuck everyone and fuck everything, so in a nutshell, yes.

 

[in_the_top_one]

I have no problem at all with Danny Rose playing football even though he doesn't like it.
If you're going to do a job you don't like, as many, many people do, pick the one you're excellent at that will pay you enormous piles of cash.
Fair play to him.
Brave of him to say it knowing he'll get a load of flack from knuckledraggers.

 

[Calvin Plummer]

You do try your hardest to complicate things just to have an argument, don't you? Are you really saying that libertarianism is exclusively right-wing and that every "ism" is exclusive of every other; i.e there are no overlaps?

Tell me exactly what part of giving freedom of choice to individuals is right-wing. If you are forcing things on people then that becomes right-wing/fascism. What I'm saying is the total opposite.

By the way, I've never claimed to be a Marxist and have in fact explained that I don't agree with Marx and the total abolishment of capitalism. Yes, I'm a republican in the sense that I'd get rid of the monarchy this second.

So you support wealthy powerful folk being able to do as they wish with that wealth and power including forming cabals to control the world?

 

[Our Kids Dad]

Ok, that is quite a savage reply and I'm not sure where that came from.

I do know what NI is for and where it goes.

But I also had a flatmate at university in the early 00's who was a huge Tory, big proponent of private healthcare, and he was opting out of parts of NI; presumably the bits you mention that not cannot be opted out of. Or maybe he was full of shit.

I am not an employer so I won't have the detailed knowledge of NI that you do, but for you to become the latest person on this forum to imply aspersions on my abilities as a teacher based on something said on a football forum is disappointing. I hope I am just reading that wrong after a long day and quite a harrowing meeting with social care this afternoon.

I have certainly spent a lot of hours writing lessons for my students (and I don't mean classes, my job is a lot bigger than that) which explains the way the world works to them; from politics and the political system to how businesses work and what their rights are if they are arrested. And yes, there is a detailed one about where their tax money goes and how tax bands work (which they really have no clue on). Maybe I should do a separate one on NI, but to be honest the idea didn't occur to me and I only have so many weeks and lots of the world to cover.

So apologies if NI has changed in the last 20 years without my knowledge while I have been quietly paying it.

But I am actually very good at my job and so are most teachers. For every 100 new things we add to our curriculum, another 200 things we "should" be teaching will be thought of

I did say, "don't this out of context" - which, you then did, but I can understand why!!!

100000% - my post was in no way aimed at you personally nor at your abilities as a teacher. I am certainly not questioning that - hope that clarifies!

The inference was to use you as a yardstick, a highly educated adult (by comparison to, let's say footballers - not all of whom are as 'thick' as some make out) and if you don't know what NI is, why you pay it and broadly what it provides - then what hope is there for lesser educated individuals & that's before you move onto more complex subjects like pensions.

The post/criticism, is actually aimed at the wider educational system and the glaring hole therein when it comes to fiscal education and I'm talking at a relatively low level, (from as basic a level as bank accounts, then building from there to cover other 'everyday subjects') not an in depth knowledge of the National Insurance (NI), taxation or social benefit system.


Apologies for any misunderstanding & hope that explains.

 

[ZedRed]

I have no problem at all with Danny Rose playing football even though he doesn't like it.
If you're going to do a job you don't like, as many, many people do, pick the one you're excellent at that will pay you enormous piles of cash.
Fair play to him.
Brave of him to say it knowing he'll get a load of flack from knuckledraggers.

I think one of the reasons he says he hates football is because of racism in football.

If that is his main reason, then I'm kind of glad for him that he hasn't worked in any other job, because it would almost certainly be worse than playing football.