From my experience of working within big inefficient and incompetent corporate faceless entities a junior will have to verify all the facts presented in the submission, they'll then need to write their report and pass it on to their manager who will review it, approve it and then submit it for consideration in the weekly Thursday committee meeting, Unfortunately their internal deadline for submissions to be reviewed on a Thursday will be noon Tuesday, so if they missed this weeks deadline cos the junior had taken a day off to do their Christmas shopping it will only be considered the following week. Add to that the fact that no one took summer holidays this year so they are all taking extended / early Christmas breaks to use their annual leave up before the end of the year (this is already happening where I currently work). We'll be lucky to get a decision by first Thursday in January.