Short term loans n/g | Vital Football

Short term loans n/g

mozzer59

Vital Squad Member
#1
Not new players, but loans for bad credit! Anyone tried to get one? have always thought my credit was ok, but turned down! Only want £200 for 3 months, still no takers! Have produced that I have regular income and have done for 16 years!
 

Billy_Bleach

Vital Squad Member
#2
Not new players, but loans for bad credit! Anyone tried to get one? have always thought my credit was ok, but turned down! Only want £200 for 3 months, still no takers! Have produced that I have regular income and have done for 16 years!
Obviously I dont know your circumstances but for that sort of amount could you arrange an overdraft with your bank?
 

chris who

Vital Football Hero
#3
First direct accounts normally have a £250 free overdraft facility. I have been happy banking with them for years .Really useful if you miscalculate.
Definitely look into changing your bank not a short term loan.I think you will find that is well worth while .
 

LSB2

Vital 1st Team Regular
#4
Another choice could a 0% credit card. As others have said, bank overdraft if available. £200 won't make enough for the banks, so you'd struggle to get a loan from them. Avoid payday loans at all cost!
 

mozzer59

Vital Squad Member
#5
My Nationwide Account doesn’t allow for an overdraft and First Direct not switching at the moment due to the virus! Thank you for input anyway! Much appreciated! The pay day loan companies can see my income each month as I provided documentation, but not good enough!
 

chris who

Vital Football Hero
#6
Might be worth borrowing more over a long period just to escape the loan sharks.Would definitely carry on looking for a new bank.
 

markinkent

Vital 1st Team Regular
#8
First direct accounts normally have a £250 free overdraft facility. I have been happy banking with them for years .Really useful if you miscalculate.
Definitely look into changing your bank not a short term loan.I think you will find that is well worth while .
Agreed Chris been with them for 25 years. Cannot fault them
 

Baghdad_Rob

Vital Squad Member
#12
If you only want £200 for three months then why not get one with £1000 or whatever the lowest value they offer is, be disciplined to only spend £200 and if it is a single item you plan to buy then immediately destroy the card. Once you've paid off the debt then phone and cancel the card.
 

Billy_Bleach

Vital Squad Member
#13
If you only want £200 for three months then why not get one with £1000 or whatever the lowest value they offer is, be disciplined to only spend £200 and if it is a single item you plan to buy then immediately destroy the card. Once you've paid off the debt then phone and cancel the card.
Not worth the hassle when Nobby is going to give him 200 quid for a night of passion.