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Vital Champions League
Probably true but we do need to keep in mind changes to bank legislation, capital adequacy requirements to avoid another HBOS and the impact that has on costs and balance sheets. We all know Coop Bank was nearly more bust than LCFC. There is much more cost now attached to a poor quality debt - it's not just a case of sitting back and raking in the revenue. The fact no bank will take us on speaks volumes about just how profitable our banking business is.